Are You Concerned About Your Medical Bills After Being Involved In An Automobile Accident?
PLEASE BE ADVISED THAT THE CONTENT OF THIS POST IS NOT LEGAL ADVICE BUT SERVES AN INFORMATIVE PURPOSE ONLY AND PERTAINS TO FLORIDA POLICIES.
When you have been injured as a result of automobile accident, you may feel overwhelmed about how to pay for your medical bills. This serves to provide you with a brief informative summary about available benefits that can help reduce your concern.
Personal Injury Protection (PIP) refers to the required benefits that are afforded by your automobile insurance policy regardless of who is liable for the accident. These benefits consist of but are not limited to 80% of your medical bills and 60% of your lost wages. You may receive $10,000.00 in such benefits when you have sustained an emergency medical condition as a result of an automobile accident. Otherwise, you may only receive $2,500.00 in the foregoing benefits. However, please keep in mind that you must seek medical care within 14 days following the date of accident to access your PIP benefits. Otherwise, your PIP benefits may be denied.
Medical Payments (Med Pay) represents additional coverage that you may add to your automobile insurance policy. It provides additional coverage for your medical bills. This additional coverage may help cover most if not all of your medical bills depending on the amount of Med Pay you add to your policy.
Please be sure to become familiar with your insurance policy and all exclusions listed therein.
Jessylin Polo Wiederhold, Esq.
Polo Wiederhold Law, P.A.